{"id":105,"date":"2021-10-30T10:09:46","date_gmt":"2021-10-30T10:09:46","guid":{"rendered":"https:\/\/kits.themecy.com\/memberships-3\/?page_id=105"},"modified":"2025-05-13T03:43:28","modified_gmt":"2025-05-13T03:43:28","slug":"insurance-calculators-checklist","status":"publish","type":"page","link":"https:\/\/realrisktalk.com\/index.php\/our-clients\/insurance-calculators-checklist\/","title":{"rendered":"Life Insurance Estimator"},"content":{"rendered":"\n<!-- Life Insurance Calculator | One-page Form | Kadence-compatible -->\n<div id=\"life-insurance-calculator\" style=\"max-width: 700px; margin: auto; font-family: system-ui, sans-serif;\">\n  <h2 style=\"text-align: center; color: #2B6CB0;\">Let\u2019s Estimate How Much life Insurance You Might Need:<\/h2>\n  <form id=\"calculator-form\" style=\"margin-top: 2rem;\">\n\n    <div class=\"form-group\">\n      <label for=\"age\"><strong>What\u2019s your current age?<\/strong><\/label>\n      <input type=\"number\" name=\"age\" id=\"age\" required \/>\n      <p class=\"field-desc\">This helps us understand your stage of life and financial planning horizon.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"dependents\"><strong>How many children or dependents do you have?<\/strong><\/label>\n      <input type=\"number\" name=\"dependents\" id=\"dependents\" required \/>\n      <p class=\"field-desc\">We\u2019ll consider future needs like education, childcare, and family support.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"income\"><strong>How much income do you need to replace?<\/strong><\/label>\n      <input type=\"text\" name=\"income\" id=\"income\" required \/>\n      <p class=\"field-desc\">This is typically your annual income, after taxes.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"income_years\"><strong>How many years?<\/strong><\/label>\n      <input type=\"number\" name=\"income_years\" id=\"income_years\" required \/>\n      <p class=\"field-desc\">Think about how long your loved ones would need that income.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"mortgage\"><strong>What\u2019s your current mortgage balance?<\/strong><\/label>\n      <input type=\"text\" name=\"mortgage\" id=\"mortgage\" required \/>\n      <p class=\"field-desc\">Include only the remaining amount, not the original loan.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"other_debts\"><strong>Do you have any other debts (car loans, credit cards, etc.)?<\/strong><\/label>\n      <input type=\"text\" name=\"other_debts\" id=\"other_debts\" required \/>\n      <p class=\"field-desc\">Add it all together for simplicity.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"college\"><strong>Do you want to cover future college costs?<\/strong><\/label>\n      <input type=\"text\" name=\"college\" id=\"college\" required \/>\n      <p class=\"field-desc\">Rough estimate is fine \u2014 $50,000 per child is a common baseline.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"final_expenses\"><strong>How much would you like to set aside for final expenses?<\/strong><\/label>\n      <input type=\"text\" name=\"final_expenses\" id=\"final_expenses\" required \/>\n      <p class=\"field-desc\">Funeral costs typically range from $10,000\u2013$15,000.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"existing_life\"><strong>How much life insurance do you already have?<\/strong><\/label>\n      <input type=\"text\" name=\"existing_life\" id=\"existing_life\" required \/>\n      <p class=\"field-desc\">Include work policies and any personal life insurance.<\/p>\n    <\/div>\n\n    <div class=\"form-group\">\n      <label for=\"assets\"><strong>What are your total savings and assets?<\/strong><\/label>\n      <input type=\"text\" name=\"assets\" id=\"assets\" required \/>\n      <p class=\"field-desc\">This includes savings, investments, and retirement accounts.<\/p>\n    <\/div>\n\n    <button type=\"submit\" style=\"margin-top: 1rem; padding: 0.7rem 1.2rem; background-color: #2B6CB0; color: #fff; border: none; border-radius: 4px; font-size: 1rem; cursor: pointer;\">Calculate<\/button>\n  <\/form>\n\n  <div id=\"calculator-output\" style=\"display: none; margin-top: 2rem;\"><\/div>\n<\/div>\n\n<style>\n#life-insurance-calculator input[type=\"text\"],\n#life-insurance-calculator input[type=\"number\"] {\n  width: 100%;\n  padding: 0.6rem;\n  font-size: 1rem;\n  border: 1px solid #ccc;\n  border-radius: 4px;\n  margin-top: 0.4rem;\n  margin-bottom: 0.6rem;\n}\n#life-insurance-calculator .form-group {\n  margin-bottom: 2.5rem;\n}\n#life-insurance-calculator .field-desc {\n  color: #555;\n  font-size: 0.95rem;\n  margin: 0.4rem 0 0 0;\n}\n<\/style>\n\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading105_c2d230-81, .wp-block-kadence-advancedheading.kt-adv-heading105_c2d230-81[data-kb-block=\"kb-adv-heading105_c2d230-81\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading105_c2d230-81 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading105_c2d230-81[data-kb-block=\"kb-adv-heading105_c2d230-81\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading105_c2d230-81 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading105_c2d230-81[data-kb-block=\"kb-adv-heading105_c2d230-81\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading105_c2d230-81 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading105_c2d230-81\"><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading105_588d7c-69, .wp-block-kadence-advancedheading.kt-adv-heading105_588d7c-69[data-kb-block=\"kb-adv-heading105_588d7c-69\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading105_588d7c-69 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading105_588d7c-69[data-kb-block=\"kb-adv-heading105_588d7c-69\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading105_588d7c-69 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading105_588d7c-69[data-kb-block=\"kb-adv-heading105_588d7c-69\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading105_588d7c-69 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading105_588d7c-69\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Let\u2019s Estimate How Much life Insurance You Might Need: What\u2019s your current age? This helps us understand your stage of life and financial planning horizon. How many children or dependents do you have? We\u2019ll consider future needs like education, childcare, and family support. How much income do you need to replace? This is typically your&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":107,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":true,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-105","page","type-page","status-publish","hentry"],"mb":[],"taxonomy_info":[],"featured_image_src_large":false,"author_info":{"display_name":"Haley Atkins","author_link":"https:\/\/realrisktalk.com\/index.php\/author\/haleyatkins-allstate\/"},"comment_info":0,"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"Haley Atkins","author_link":"https:\/\/realrisktalk.com\/index.php\/author\/haleyatkins-allstate\/"},"uagb_comment_info":0,"uagb_excerpt":"Let\u2019s Estimate How Much life Insurance You Might Need: What\u2019s your current age? This helps us understand your stage of life and financial planning horizon. How many children or dependents do you have? We\u2019ll consider future needs like education, childcare, and family support. How much income do you need to replace? This is typically your...","mfb_rest_fields":["title","taxonomy_info","featured_image_src_large","author_info","comment_info","uagb_featured_image_src","uagb_author_info","uagb_comment_info","uagb_excerpt"],"_links":{"self":[{"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/pages\/105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/comments?post=105"}],"version-history":[{"count":9,"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/pages\/105\/revisions"}],"predecessor-version":[{"id":1524,"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/pages\/105\/revisions\/1524"}],"up":[{"embeddable":true,"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/pages\/107"}],"wp:attachment":[{"href":"https:\/\/realrisktalk.com\/index.php\/wp-json\/wp\/v2\/media?parent=105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}