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Coverage Gaps

Coverage Gaps → Spot and fix insurance coverage gaps before disaster strikes.

They Thought It Was Just a Fender Bender — Until a $150,000 Injury Claim Put Everything at Risk
Auto Insurance | Real Risk Stories

They Thought It Was Just a Fender Bender — Until a $150,000 Injury Claim Put Everything at Risk

One small mistake at a red light led to a $150,000 injury claim. Learn how a lack of coverage nearly cost one driver everything—and how to avoid the same risk.

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They Thought Their Auto Limits Were Enough — Until Their Teen Hit a Tesla
Auto Insurance | Real Risk Stories | Teen Drivers | Umbrella Insurance

They Thought Their Auto Limits Were Enough — Until Their Teen Hit a Tesla

One teen’s mistake led to a $190,000 insurance claim. Learn how low liability limits cost this family thousands, and what you can do to protect your own.

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homeowner reviewing homeowners insurance policy with insurance agent
Coverage Breakdown | Home Insurance | Insurance 101

“But I Thought I Was Covered” – 5 Home Insurance Surprises

If you’ve ever skimmed your home insurance policy (or let’s be honest, shoved it in a drawer), you’re not alone. Most of us just assume we’re covered for whatever life throws at us, until we find out the hard way that some disasters fall into the “you’re on your own” category.

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