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The Real Risk Talk

Auto Insurance

Tips, guides, and expert advice on protecting your car, saving money, and understanding coverage options.

Severely damaged SUV and sedan after intersection collision showing crushed passenger side and deployed airbags highlighting importance of adequate liability insurance
Auto Insurance

The Unthinkable Moment That Reveals What Good Drivers Don’t Know

A Friday night intersection crash reveals how minimum auto insurance coverage left two families facing devastating financial consequences and years of legal hell.

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They Thought Their Auto Limits Were Enough — Until Their Teen Hit a Tesla
Auto Insurance | Real Risk Stories | Teen Drivers | Umbrella Insurance

They Thought Their Auto Limits Were Enough — Until Their Teen Hit a Tesla

One teen’s mistake led to a $190,000 insurance claim. Learn how low liability limits cost this family thousands, and what you can do to protect your own.

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check engine warning light glowing on car dashboard
Auto Insurance | Coverage Breakdown | FAQ | Insurance 101 | Real Risk Stories

Your Car’s “Check Engine” Light Just Came On. Is It Covered?

That dreaded check engine light just appeared on your dashboard. Will your car insurance help with repairs? Learn what’s covered before you’re stuck with an unexpected bill.

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A close-up view showing the aftermath of a rear-end car collision in an outdoor setting.
Auto Insurance | Real Risk Stories

From Fender Bender to Courtroom: Why Minimum Coverage Isn’t Enough

The Day Everything Changed It was just another busy afternoon on the road. The sun was…

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