5 Simple Home Tasks That Prevent Catastrophic Insurance Claims
The sound was soft, almost soothing. A slow drip beneath the upstairs bathroom sink had been going on for weeks, barely noticeable amid the rush of daily life. But one…
What the Heck Is an Umbrella Policy, and Do You Really Need One?
You have car insurance. Home insurance. You’re covered, right? But what if a serious accident or lawsuit goes beyond your policy limits? Without umbrella insurance, your savings, home, and the…
The Unthinkable Moment That Reveals What Good Drivers Don’t Know
A Friday night intersection crash reveals how minimum auto insurance coverage left two families facing devastating financial consequences and years of legal hell.
They Thought Their Auto Limits Were Enough — Until Their Teen Hit a Tesla
One teen’s mistake led to a $190,000 insurance claim. Learn how low liability limits cost this family thousands, and what you can do to protect your own.
The Hidden Water Risk Lurking in Your Kitchen: Are You Covered for This Common Disaster?
A couple returned from vacation to find their home wrecked by an ice maker leak. Learn how to protect your home from common water damage disasters.
Your Car’s “Check Engine” Light Just Came On. Is It Covered?
That dreaded check engine light just appeared on your dashboard. Will your car insurance help with repairs? Learn what’s covered before you’re stuck with an unexpected bill.
They Declined Umbrella Coverage — And Regretted It Too Late, Are You Leaving Yourself Exposed?
A family declined umbrella insurance coverage and faced financial ruin after a cycling accident. Learn why umbrella coverage protects your assets and future income.
From Fender Bender to Courtroom: Why Minimum Coverage Isn’t Enough
The Day Everything Changed It was just another busy afternoon on the road. The sun was low, traffic was heavy, and a quick glance at a phone was all it…
When the City’s Sewer Fails, Who Pays? The Hidden Risk in Your Basement
A city sewer backup can flood your home, but don’t assume insurance will cover it. Learn the hidden risks and how to protect your basement.